We strongly believe in helping people, once our advisers understand your circumstances and priorities, they will offer their expert knowledge and a solution that suits you.
You will leave this consultation understanding how we can assist you, and any fees associated with our services.
Equity release will not suit every individual. However, others it may greatly benefit.
In today’s market there are generally two options available, Home reversion and Lifetime mortgages. Both allow an eligible homeowner, who is 55 or over. To release a percentage of equity from their home, should they require it to help support their financial needs. How the property is then owned, and the loan repaid, is optional.
An individual can pay monthly interest payments, so that the debt does not increase or allow the interest to roll up increasing the overall debt over time. With a no negative equity guarantee, an individual can rest easy that they are not leaving behind a debt. Equally however, allowing the interest to roll up could also mean beneficiaries may not receive an inheritance.
Due to the complex factors that require careful consideration. We at Complete Financial Services believe our clients need professional advice. To fully inform our clients of their options and potential risks and outcomes.
Make the right decision
Discuss your circumstances and options with one of our advisers today.